Privacy Policy for Topiq

1. Information We Collect

We may collect information about you in a variety of ways:

Personal Information You Provide

We collect personal information that you voluntarily provide to us when you register on the Site, express an interest in obtaining information about us or our products and services, when you participate in activities on the Site, or otherwise when you contact us.

• Account Data: Email address, password (stored as a secure hash).
• Subscription Data: Details of the subscription package you choose.
• Topic Preferences: The specific companies, trends, or topics you choose to track.
• Payment Information: We use a third-party payment processor (Stripe) for all transactions. We do not store your full payment card details on our servers. Stripe processes your payment and provides us with a customer ID which is linked to your subscription.
• Communication Data: Any information you provide when you contact us via email or other channels.

Information Collected Automatically

When you access the Site, we may automatically collect certain information, including your IP address, browser type, operating system, access times, and the pages you have viewed directly before and after accessing the Site. This information is primarily needed to maintain the security and operation of our Site, and for our internal analytics and reporting purposes.

Cookies and Tracking Technologies

We may use cookies, web beacons, tracking pixels, and other tracking technologies on the Site to help customize the Site and improve your experience. When you access the Site, your personal information is not collected through the use of tracking technology. Most browsers are set to accept cookies by default. You can remove or reject cookies, but be aware that such action could affect the availability and functionality of the Site.

2. How We Use Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. We may use information collected about you via the Site to:

• Create and manage your account.
• Deliver the AI-powered news summaries and insights tailored to your tracked topics.
• Process your transactions and manage billing.
• Email you regarding your account or subscription.
• Notify you of updates to our services or policy changes.
• Improve the efficiency and operation of the Site.
• Monitor and analyze usage and trends to improve your experience with the Site.
• Prevent fraudulent transactions and monitor against theft.
• Generate anonymized statistical data for internal use.

3. Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

By Law or to Protect Rights

If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, or safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.

Third-Party Service Providers

We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

• Stripe: For secure payment processing. Your payment information is directly processed by Stripe, not stored on our servers.
• Cloud Hosting Provider: For storing user data securely.
• Analytics Services: (e.g., Google Analytics, if implemented) to understand website usage patterns.

Business Transfers

If we reorganize or sell all or a portion of our assets, undergo a merger, or are acquired by another entity, we may transfer your information to the successor entity. If we go out of business or enter bankruptcy, your information would be an asset transferred or acquired by a third party.

4. Data Retention

We retain your personal information only for as long as is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

5. Data Security

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties.

6. Your Data Protection Rights

Depending on your location, you may have the following rights regarding your personal data:

• The right to access your personal data.
• The right to rectification of inaccurate personal data.
• The right to erasure of your personal data under certain conditions.
• The right to restrict processing of your personal data under certain conditions.
• The right to object to processing of your personal data under certain conditions.
• The right to data portability, requesting transfer of data to another organization, or directly to you, under certain conditions.
• The right to withdraw consent at any time where we relied on your consent to process your personal information.

To exercise any of these rights, please contact us using the contact details provided below.

7. Children's Privacy

Our services are not intended for and are not targeted at children under the age of 18. We do not knowingly solicit or collect personal information from children under 18. If we learn that a child under 18 has provided us with personal information, we will take steps to delete such information from our files as quickly as possible.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last updated" date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification.

9. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at:

Topiq

Email: contact@topiq.com